Course curriculum

  • 1

    Orientation

    • A Message from KCLau

    • How to use this course

    • Before we begin...

  • 2

    Living in the Financial Lost World

    • Living in the Financial Lost World

    • Living in the Financial Lost Word (PDF Notes)

    • Assignments: What's your Top Financial Problem?

    • Escape the Lost World

  • 3

    Four Common Financial Traps

    • Four Common Financial Traps

    • Four Common Financial Traps (Audio only)

    • Four Common Financial Traps (PDF Notes)

    • Did you ever fall into any of these financial traps?

  • 4

    Case Study: Land Banking Investment Scheme (Trap?)

    • Land Banking Investment Scheme or Trap?

    • Tips for the Consumers by BNM

    • Important Lessons

  • 5

    Case Study: "Save to Spend" Trap

    • Two Case Studies: "Save to Spend" Trap

  • 6

    Analyse Your Money Flow

    • Analyse Your Money Flow

    • Analyse Your Money Flow (PDF Guide)

    • Money Flow

  • 7

    [Survey] Tracking Personal Cash Flow

    • Do you keep track of your personal cash flow?

    • Survey Result and Discussion

  • 8

    Money Flow Tracker

    • How to use the Money Flow Tracker (MFT) to Track Your Inflows, Surpluses and Outflows

    • MFT Google Spreadsheet & Assignment

    • MFT MS Excel Spreadsheet Guide

    • MS Excel Version of MFT

  • 9

    Budgeting and Money Management Software

    • How do you track every transaction?

  • 10

    Net Worth Analysis

    • How to Analyse Your Net Worth

    • Net Worth Analysis Spreadsheets & Assignments

  • 11

    Direct Your Money Flow

    • Step 2: Direct Your Money Flow

    • Direct Your Money Flow (PDF Guide)

  • 12

    Financial Ratios Analysis

    • Financial Ratios Analysis Guide

    • How to Meet the Ratios

    • Example of completed Worksheet

    • Ratios of a Member who Had Achieved Financial Freedom

  • 13

    Crossover Point of Financial Freedom

    • Forecast your Crossover Point of Financial Freedom

    • Spreadsheet: COPFF

    • Case Study: Projecting COPFF

  • 14

    Return Rate on Net Worth

    • How to Calculate the Return Rate on Net Worth

    • Net Worth Analysis Google Spreadsheet with RONW

  • 15

    The Four Stages of Wealth Accumulation

    • The Four Stages of Wealth Accumulation

    • The Four Stages of Wealth Accumlation

    • Which Stage of Wealth Accumulation are you in now?

  • 16

    How to Get the Best ROI

    • How to Get the Best ROI

    • How to Get the Best ROI (Text)

    • What is your best investment?

  • 17

    Automate Your Money Flow

    • How to Automate Your Money Flow

    • Automate Your Money Flow (Guide)

    • The Concept of Automating your Money Flow

  • 18

    Debt Elimination MA$

    • How to Set Up Your Debt Elimination MA$

    • Debt Elimination MA$ (Guide)

    • Debt Elimination Documents & Spreadsheet Templates

  • 19

    Rational Spending MA$

    • How to Set Up Your Rational Spending MA$

    • Rational Spending MA$ guide

    • Purchase Flow Chart and Rational Spending MA$ Worksheet

  • 20

    Spending Envelopes MA$

    • How to Set Up Your Spending Envelopes MA$

    • Spending Envelopes MA$ Guide

    • Spending Envelope MA$ Spreadsheet

  • 21

    Separate Credit Cards MA$

    • How to Use Credit Cards to Track and Monitor your Spending

    • Separate Credit Card MA$ Guide

    • Credit Card MA$ Assignment

  • 22

    Auto-billing MA$

    • How to Set Up Your Auto-billing MA$

    • Auto-billing MA$ Guide

    • Auto-billing Tracker Spreadsheet

  • 23

    Salary MA$

    • How to Set Up the Salary MA$

    • Salary MA$ Guide

  • 24

    Freelance MA$

    • How to Set Up Your Freelance MA$

    • Freelance MA$ Guide

    • Freelance MA$ Worksheet and Sample

  • 25

    Business MA$

    • How to Set Up Your Business MA$

    • Business MA$ (Guide)

    • Business MA$ Worksheet & Sample

  • 26

    Auto-saving MA$

    • How to Set Up Your Auto-saving MA$

    • Auto-saving MA$ Guide

  • 27

    Investment MA$

    • How to Set Up Your Investment MA$

    • Investment MA$ Guide

  • 28

    Royalty MA$

    • How to Set Up the Royalty MA$

    • Royalty MA$ Guide

  • 29

    Insurance Protection MA$

    • How to Set Up Your Insurance Protection MA$

    • Insurance Protection MA$ Guide

    • Protection Needs Calculator

    • Medical insurance: H&S vs 36 CI

  • 30

    Keeping Score

    • Keeping Score

    • Keeping Score Guide

    • Financial Health Check

  • 31

    MA$ Recap and Your Compounding Rate

    • MA$ Recap and Your Compounding Rate

  • 32

    Gradual Spending To Renew the Fun of Spending Money

    • How to Spend Money for Optimised Pleasure